Editor's Note: Robert Kiyosaki, author of Rich Dad Poor Dad, the #1 personal finance book of all time with over 40 million copies sold, has spent decades teaching everyday Americans how the wealthy actually build income. He called the 2008 housing crash before it happened, warned investors to buy gold and silver well before their historic runs, and has been pounding the table on cash-flowing assets for over 30 years. Today, he'll show you an income play funded entirely by America's oil and gas infrastructure. One that's already paying some investors $25,000 a month and is the closest thing to universal basic income that may ever exist. Click here to see the details or read more below.

Saudi Arabia figured it out.

They pay their citizens $3,600 a month per family. Just for existing. Funded entirely by oil.

Meanwhile, politicians in America are arguing about Twitter, while you get nothing from the $300 billion we generate from oil and gas every year.

But there is a way to collect.

It's called the Patriot Income Plan, or P.I.P. for short.

It's not a government program. It's not a stimulus check. It's not tied to an election or a budget vote.

It's direct ownership in 14 entities that control America's energy infrastructure — pipelines, terminals, processing plants — and pay 10% a year to everyone who holds units.

Put in $10,000 = get $1,000 back.
Put in $50,000 = get $5,000 back.
Put in $100,000 = get $10,000 back.

42 payouts a year. Deposited automatically.

This is universal basic income for people who don't want to wait around for the government to figure it out.

P.I.P. is on pace to pay out $53 billion this year — a record. The next distribution drops in days.

Here's how to enroll

Sincerely,
Robert Kiyosaki
Editor, The Kiyosaki Letter

Monday, September 14, 2026

The bottleneck moved somewhere nobody expected.

A factory in Singapore cut its AI chip production by 37% last quarter. The chips were ready. The memory was ready. A thin layer of plastic film was not.

That film is called ABF. It stands for Ajinomoto Build-up Film. It is an insulating layer inside every advanced chip package. Without it, the signals inside a processor cannot reach the circuit board. Think of a finished engine with no transmission. The power is there. It cannot get to the wheels.

One company makes nearly all of it. Ajinomoto is a Japanese food conglomerate, best known for MSG seasoning. It holds about 95% of global ABF production.

The bottleneck in AI hardware has moved. It is no longer chips or memory. It is a thin film made by a single supplier already running at full capacity, with no additional major new production online until 2032. Hundreds of billions in AI spending now funnel through a supply chain with one gate. That gate is not getting wider fast enough.

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A traditional PC chip needs 4 to 6 layers of ABF film in its package. An AI chip needs 8 to 16. A single AI processor consumes 5 to 10 times more film than the chip it replaces.

This is the force that broke the old balance. The supply chain had enough ABF for a world of PCs and smartphones. The shift to AI did not just add demand. It changed the ratio. A pipeline built for one-to-one suddenly faced one-to-ten.

Observation: Counterpoint Research reports that one AI chip consumes roughly ten times the substrate material of a standard PC chip.
Interpretation: The AI buildout did not grow demand. It multiplied it. The supply chain hit a wall it was never sized for.

Ajinomoto produces about 2 million square meters of ABF film per month. It runs at full utilization. In Q3 2026, it raised prices 30%.

That price hike tells you something specific. When a near-monopoly supplier raises prices by a third, it is not chasing extra margin. It is rationing scarce output. Demand exceeds what the factory can ship.

The company committed about $330 million to expand capacity by roughly 50% through 2030. It bought land in Gifu Prefecture for a third plant. Construction starts in 2028. Production begins around 2032. Goldman Sachs projects the supply gap will hit 10% in late 2026, then widen to 21% in 2027.

Observation: Ajinomoto runs at full utilization today. Its next new factory will not produce film until 2032.
Interpretation: The supply ceiling is fixed for years. The gap between supply and demand widens before it narrows.

Here is where the structure gets interesting.

The companies that turn ABF film into finished chip substrates are spending billions to expand. IBIDEN is a major Japanese substrate maker. Its board approved ¥500 billion, about $3.3 billion, for new capacity through 2028. Samsung Electro-Mechanics committed $1.2 billion. Unimicron raised its 2026 spending to a record $1.07 billion.

Every one of those investments depends on ABF film from one upstream supplier. Ajinomoto's total expansion budget through 2030 is roughly ¥50 billion. That is less than what IBIDEN alone will spend on a single new fab.

Billions flow downstream. A fraction flows upstream. The upstream supplier controls the gate.

ABF film costs less than 0.1% of a GPU's sale price. But without it, that GPU does not get built. A river is only as wide as its narrowest point.

Observation: Downstream substrate makers are investing over $5 billion in new capacity. All of it depends on one upstream supplier spending a fraction of that.
Interpretation: Capital is flooding the lower supply chain while the top stays constrained. The bottleneck is not where the money is going. It is where the money is not.

The five largest U.S. cloud companies, Microsoft, Alphabet, Amazon, Meta, and Oracle, plan to spend between $750 billion and $800 billion on AI infrastructure this year. Nearly all of it flows through the same packaging supply chain. All of it needs ABF film.

The signals worth watching are specific. Track Ajinomoto's capacity announcements and any updates on the Gifu plant timeline. Listen for hyperscaler earnings calls that mention packaging delays or substrate lead times. Counterpoint Research and Goldman Sachs both publish updated supply gap estimates. Any revision upward means the constraint is tightening.

Right now, global ABF utilization sits above 95%. Lead times have stretched to 26 weeks. Those two numbers tell you more about the real state of AI hardware supply than any chip shipment figure.

The AI infrastructure buildout runs on hundreds of billions in capital. All of it passes through a supply chain gated by 2 million square meters of plastic film per month, made almost entirely by one Japanese food company. The bottleneck in AI is not where most people are looking.

Until next time,
The Navigator